Ramana Maharshi on Prarabdha karma, Virtuous acts
Question : Does not punya [merit accumulated from virtuous acts] extinguish papa [demerit accumulated from sinful acts]?
Ramana Maharshi : So long as the feeling `I am doing' is there, one must experience the result of one's acts, whether they are good or bad. How is it possible to wipe out one act with another ? When the feeling that `I am doing' is lost, nothing affects a man. Unless one realizes the Self, the feeling `I am doing' will never vanish. For one who realizes the Self where is the need for japa? Where is the need for tapas? Owing to the force of prarabdha life goes on, but he who has realized the Self does not wish for anything.
Prarabdha karma is of three categories, ichha, anichha and parechha [personally desired, without desire and due to others' desire]. For the one who has realized the Self, there is no ichha-prarabdha but the two others, anichha and parechha, remain.
Whatever a jnani does is for others only. If there are things to be done by him for others, he does them but the results do not affect him. Whatever be the actions that such people do, there is no punya and no papa attached to them. But they do only what is proper according to the accepted standard of the world - nothing else.
Those who know that what is to be experienced by them in this life is only what is already destined in their prarabdha will never feel perturbed about what is to be experienced. Know that all one's experiences will be thrust upon one whether one wills them or not.